Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your use of the Doppiappie website located at doppiappie.com and our financial literacy training services. By accessing or using our services, you agree to be bound by these Terms.

About Doppiappie

Doppiappie is a financial literacy training organization based in Singapore, dedicated to empowering teenagers with essential money management skills. We provide educational workshops, online resources, and personalized financial guidance.

Acceptance of Terms

By accessing and using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please do not use our services.

Eligibility

Our services are designed for teenagers and young adults. By using our services, you represent that:

• You are at least 13 years old
• If you are under 18, you have obtained parental or guardian consent
• You have the legal capacity to enter into these Terms
• You will provide accurate and complete information

Services Provided

Doppiappie offers the following services:

• Financial literacy workshops and training programs
• Educational content and resources
• Online courses and materials
• Personalized financial guidance
• Newsletter and blog content

User Responsibilities

When using our services, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Use our services for lawful purposes only
• Respect the intellectual property rights of Doppiappie and third parties
• Not engage in any disruptive or harmful behavior
• Comply with all applicable laws and regulations

Prohibited Uses

You may not use our services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful or malicious content
• Engage in any form of harassment or discrimination
• Attempt to gain unauthorized access to our systems
• Use our services for commercial purposes without permission
• Share false or misleading information

Payment Terms

Workshop Fees

Fees for our training programs are clearly stated during the registration process. Payment is required in advance unless otherwise specified.

Refund Policy

Refunds are available under the following conditions:

• Full refund if cancelled at least 48 hours before the workshop
• 50% refund if cancelled 24-48 hours before the workshop
• No refund for cancellations less than 24 hours before the workshop
• Full refund if we cancel the workshop for any reason

Payment Processing

Payments are processed through secure third-party providers. We do not store your payment information on our servers.

Intellectual Property Rights

Our Content

All content on our website and in our training materials, including text, graphics, logos, images, and software, is the property of Doppiappie and is protected by copyright and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial purposes only.

User-Generated Content

By submitting content to our website or services, you grant us a perpetual, worldwide, royalty-free license to use, modify, and distribute such content for our business purposes.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

Disclaimers

Educational Purpose

Our services are for educational purposes only and do not constitute professional financial advice. You should consult with qualified financial advisors for specific financial decisions.

No Guarantee of Results

While we strive to provide high-quality education, we cannot guarantee specific financial outcomes or results from participating in our programs.

Third-Party Content

We may reference or link to third-party resources. We are not responsible for the accuracy, availability, or content of such third-party materials.

Limitation of Liability

To the maximum extent permitted by law, Doppiappie shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or revenue
• Loss of data or information
• Business interruption
• Personal injury
• Financial losses resulting from decisions made based on our educational content

Indemnification

You agree to indemnify and hold harmless Doppiappie, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including violation of these Terms.

Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We will provide reasonable notice of significant changes when possible.

Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by:

• Posting the updated Terms on our website
• Updating the "Last updated" date
• Sending email notifications for significant changes

Governing Law and Jurisdiction

These Terms are governed by the laws of Singapore. Any disputes arising from these Terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of Singapore.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

Force Majeure

We shall not be liable for any delay or failure to perform our obligations due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, or technical failures.

Contact Information

If you have any questions about these Terms, please contact us:

Entire Agreement

These Terms, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and Doppiappie regarding your use of our services.